Made possible by donor contributions, this scholarship is designed to assist students with extenuating circumstances affecting their current financial situation. Awards are for $600. Recipients must agree to help prepare newsletters every other month that share their student experiences. Student identity is kept confidential. Applicants are selected from the general student scholarship application while funds are available.

Eligible students may be awarded this scholarship in only one of the following categories:

• Alumni ($1,000) - Awarded to dependents or siblings of Word of Life Bible Institute Alumni.
• Christian Leadership Development ($1,000) - This award is intended to assist a student who has outstanding spiritual potential or has made a decision for Christ in the last year. Recommendation by a WOL Area Missionary or authorized WOL Staff Member is required. Find your area missionary.
• Christian Worker Dependent ($1,000) - Awarded to dependents of full-time Missionaries or Pastors.
• Start Strong LCM Scholarship ($1,000) - Awarded to students who currently attend a church that has enrolled in the Word of Life Local Church Ministry Club Program within the past year. Valid for freshman year only.

Amount may vary based on financial need.

Awarded based on financial need and ACT/SAT scores. Students must submit a copy of their SAT or ACT scores for review with the scholarship application. Three recipients will be selected and awarded $500 each. Applications must be submitted by July 1st for consideration for this scholarship.

Word of Life Bible Institute will match up to $500 of a scholarship awarded by a church for a full-time student enrolled in the Bible Institute program. A church official must submit the Church Matching Scholarship form along with a check payable to Word of Life Bible Institute by registration day of the student's first semester. Donations or Scholarships will be accepted from churches only. Personal checks and payments from other sources will not qualify for matching funds.


Download Matching Scholarship Form

Students who submit their $250 confirmation fee prior to October 1, November 19, March 11, or May 27, are awarded $750, $350, $250, or $150 (respectively).

This grant constitutes an investment in the life of students enabling them to benefit from a year of Bible study leading to personal growth and ministry impact. Funding is available to meet exceptional needs on a limited basis. This is generally due to financial concerns that would limit the ability to afford attendance at Word of Life Bible Institute. This award ranges from $250-$2,500 based on availability of funds.

Eligibility for this scholarship is based on the following criteria:

• Applicant must qualify based on WOLBI need analysis. Information for this analysis is obtained from the FAFSA, WOLBI scholarship application and Legacy Grant application. Please note, you do not need to be eligible for the Pell Grant to be eligible for the Legacy Grant.
• Applicant must return 3rd party referral
• Applicant must be in full agreement with Word of Life's statement of faith

Deadline: All documents being submitted must be postmarked prior to July 1.

Legacy Grant applications are available upon request from jimhen@wol.org.

From programs within the United States, may all be combined to a maximum of $3,500 per single academic year. Amounts exceeding $3,500 may be held in reserve to be applied to the Sophomore Year. Original certificates of completion/placement must be submitted to the Financial Aid Office with the Scholarship Application.

• Cre8tive Discipleship Scholarship (C8) ($500/year acheived) - Awarded based on successful completion of the C8 programs and approval by WOL Local Church Ministries.
• Steadfast Award Scholarship ($500) - Awarded based on successful completion of the Steadfast Award and approval by WOL Local Church Ministries.
• TI (Teens Involved) Scholarship ($75-$600/certificate) - Awarded for 1st, 2nd or 3rd placement in one or more categories of WOL Clubs Senior High Teens Involved International competitions.

The STC (Summer Training Corps) scholarship is awarded to students who have successfully completed Word of Life's STC program at one of the five US camps during the summer following their Junior or Senior years of high school. Amounts awarded are: Junior-$1,000 and Senior-$2,000. Awards are based on the completion of a full summer at camp.


Learn More About STC

A scholarship of $1,800 is awarded to students who apply and qualify for the RA (Resident Assistant) position. Positions vary and are limited. Selection is based on interviews with faculty, abilities, and Christian character. Students must maintain the Standard of Academic Progress and complete all criteria as outlined on the Student Leadership Application. For more information, or to apply for a position, contact the Student Life Department at studentlife@wol.org (NY) or call 727-379-5037 (FL).

Awarded based on financial need and Christian character. The amount awarded may range from $500-$1,500 and is applied after the student's first academic period of attendance. Students that exhibit outstanding financial need on the initial primary scholarship application will be issued a supplemental application that must be returned prior to the October 18th deadline. These applications are reviewed for the Wyrtzen Scholarship after the October 18th deadline.

Awarded to as many as three students attending the Florida campus who have an evident desire to serve the Lord in full-time ministry. Financial need and academic ability are also given consideration. FAFSA must be completed to be eligible. The amount awarded may range from $500-1,500, applied in the second payment period.

A student who is defined as a FL resident and has graduated from a Florida High School may receive a discount of $1,850 if they live on campus; or $1,060 if they are permitted to commute. Students who receive the resident discount are not eligible to receive Chancellor's Scholarships such as Alumni, Christian Leadership Development, Christian Worker Dependent, or Start Strong. A student's qualification for Florida Residency may be determined by reviewing the document published by The College Board at www.collegeboard.com.

Awarded to students attending the Florida campus. Applicants must have completed the FAFSA and be able to document significant financial need. The amount awarded may range from $100-1,000, applied in the second payment period.

Awarded to sophomores who earned a cumulative GPA of 3.00 or higher upon completion the of their freshman year (Summer Ministry grade is excluded). The amount awarded is $1,000 and divided and applied over each payment period of the sophomore year.

Awarded to three sophomores who demonstrate financial need and a sincere desire to serve the Lord in full-time ministry. Applications for this scholarship are only available during the week of March 1-11 of the student's freshman year. The amount awarded is $1,000 and applied equally in each payment period of the student's sophomore year.

Awarded to sophomores who have successfully completed their freshman summer ministry and have committed to completing their sophomore summer ministry at an authorized Word of Life camp or ministry at the approval of the camp director. The amount awarded is $1,000. Applications for this scholarship will be available during the student's freshman summer ministry and must be submitted by July 31st.

The Federal Stafford Loan is a student loan.

If you are a dependent undergraduate student (Dependency status is determined by the FAFSA), you can borrow up to:

• $5,500 if you are a freshman
• $6,500 if you are a sophomore

If you are an independent undergraduate student or a dependent student whose parents have applied for but were denied a PLUS Loan (a parent loan), you can borrow up to:

• $9,500 if you are a freshman
• $10,500 if you are a sophomore

To apply, you must complete and sign a Federal Stafford Loan Master Promissory Note. Loans must be repaid. Our office will provide you with instructions for completing the Master Promissory Note.

Stafford Loan Application

Please check with the Financial Aid Office prior to completing loan applications from other sources.

The Federal PLUS Loan is a parent loan.

If you are a dependent undergraduate student and your parents have an acceptable credit history, they can take out a PLUS Loan which allows them to borrow as much as needed to cover the cost of any education related expenses. Your parents must complete a Federal PLUS Loan Master Promissory Note.

Parent PLUS Loan Application

Federal regulation requires that students who take out a Federal Stafford Loan complete both an entrance and exit loan counseling. The entrance counseling must be completed before any loan disbursements can be credited to the student's account. The exit counseling serves to inform students about repayment of their loan. If loan repayment is not managed properly, the student can go into default which will affect their credit rating, eligibility for further financial aid, and may result in garnishment of wages and future tax refunds. These counseling sessions inform the student of his/her rights and responsibilities as a borrower.

Entrance and Exit Counseling

Word of Life Bible Institute highly recommends you exhaust all Federal Loan options and scholarship resources before researching alternative loan programs.

Word of Life Bible Institute lists these private education lenders strictly for the student's conveinience. Other lenders are available and we welcome your investigation into other sources for a private loan. Interest rates and terms may vary significantly with this type of loan.

Word of Life Bible Institute promises you that:

• We are not offered any finacial incentive from the institutions providing these loans.
• We do not accept gifts or gratuities from the institutions providing these loans.
• We have not entered into any promise or concession to these lenders for any reason.
• In respect to private education lending; our staff is prohibited from accepting outside compensation for consulting or other services to a lender such as serving on an advisory board, commission or group.

Wells Fargo and Sallie Mae offer a private student loan program to students that have outstanding financial need. A private student loan is similar in many ways to the Federal Stafford (student) Loan with a few exceptions:

• Once approved the only limit on the amount the student may borrow is the schools determination of Cost of Attendance. (Stafford Loans have limits)
• Generally, students will need an eligible co-signer to be approved regardless of age, income or prior credit history.
• The lender does not have the same assurances from the government that the Stafford Loan does, therefore this loan will have a higher interest rate due to the increased risk. Students should exhaust their Stafford eligibility and use this as a loan for their remaining unmet need.

For more information or to apply, look for "Student Loans" at:

• Wells Fargo
• Sallie Mae